CREDIT REPAIR & EDUCATION
Collections, charge-offs, late payments or high card balances? We help you understand your credit reports, review possible errors and build a practical plan for what comes next.
Report review Dispute guidance Credit education
A free 15-minute conversation about your goals. No pressure to enroll.
ACTUAL RESULT DOCUMENTS
Real screenshots shared with Fresh Footing. Open each image for a closer look, or explore the full results gallery.
The notice marks three entries as deleted following an investigation.
Open original screenshot
The shared snapshot displays an Experian score of 669.
Open original screenshot
The shared FICO Score 8 alert displays a score of 681.
Open original screenshotNames and identifying numbers are covered where present. Views may overlap and do not establish what caused a score change. Individual results vary; no deletion, score increase or approval is guaranteed.
HOW IT WORKS
Start with a free 15-minute review. Ask questions and hear which self-directed steps or services may fit.
If you choose support, we review your reports, explain possible errors and organize priorities around your goals.
Work through documented steps, track responses and build credit habits. You choose the level of help you need.
A FREE RESOURCE
Credit GPS gives you a starting plan and a 30-day checklist, based on your answers.
No credit card or credit report upload.
OUR FREE SKOOL COMMUNITY
Begin a free five-day learning path inside Fresh Footing Credit Academy.
Review one account, identify a question, organize your records and learn to write a focused explanation. Follow five written lessons at your own pace, with the full 12-course, 42-lesson library to explore.
Join our free communityFree to join · Private member space · Your worksheets stay with you
See your five-day learning pathFRESH FOOTINGCREDIT ACADEMY
YOUR FIRST FIVE DAYS
A practical written learning path. Begin whenever you are ready; continue at a pace that fits your week.
GOOD QUESTIONS
We want you to understand what you’re paying for and what depends on the credit reporting process.
No. Scores depend on many factors, and no specific score change, deletion, approval, or timeframe can be promised.
Yes. You can dispute inaccurate information yourself for free with the credit reporting companies and information furnishers. Our service provides review, strategy guidance, and education.
Timelines vary by report, the information involved, and the reporting companies’ investigations. We’ll explain the steps and help you track them; a strategy is not a promise of a particular outcome.
We talk about your goal and credit questions, then explain which self-directed steps or separate Fresh Footing services may fit. Booking does not enroll you or collect a payment.
Start with a free credit readiness review. We’ll talk through your goals and explain which level of support may fit, including whether a do-it-yourself route is a better choice.
MEET THE FOUNDER
I created Fresh Footing to make credit reports easier to understand and help people choose practical steps toward their goals.
Whether you’re preparing for a home, a car or a stronger financial foundation, my focus is on helping you understand your file and the options available to you.
Through personal report review, dispute guidance and credit education, I want you to understand what we’re reviewing, why it matters and what comes next.
Get to know our approachYOUR NEXT CHAPTER
Tell us what you’re working toward. We’ll help you understand which next step makes sense for your situation.
Book a free credit readiness reviewNo pressure. No guaranteed score changes.